Insurance, what a mess
Like many businesses the executives are highly paid to excess. Added to that there is vast spending's on incentive programs that cost over 1mil/y being given out to very few employee's, most of these being cruises which are no where near cheap. Many insurer's are guilty of Usury where they up charge to the policy holder for no ethical reason then to just do so. Most all of the profits should be going back to the policy holder's when they need it, but this is not the case. Up until ACA most insurer's simply would not cover or pay for a vast many things. Deregulation, unlike many other businesses they don't have to do this work them self. This act is actually carried out by people that either don't fully understand the system or are receiving gains from the deregulation while these gains are not bribes. Auto Insurance sometimes offers you an extra service of picking your own choice of service location. With out this service the car owner and the mec...